Higgins Legal

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THIS LEGAL AGREEMENT BETWEEN YOU AND HIGGINS.AI GOVERNS YOUR USE OF THE Higgins Cloud PRODUCT, SOFTWARE,
SERVICES, AND WEBSITES (COLLECTIVELY REFERRED TO AS THE “SERVICE”). IT IS IMPORTANT THAT YOU READ AND
UNDERSTAND THE FOLLOWING TERMS. BY CLICKING "AGREE," YOU ARE AGREEING THAT THESE TERMS WILL APPLY IF YOU CHOOSE TO ACCESS OR USE THE SERVICE.
Higgins.AI is the provider of the Service, which permits you to utilize certain Internet services, including storing your personal content (such as contacts, calendars, photos, notes, reminders, documents, app data, and Higgins Cloud email) and making it accessible on your compatible devices and computers, and certain location based services, only under the terms and conditions set forth in this Agreement. As soon as you enable Higgins Cloud, your content will be automatically sent to and stored by Higgins.Ai, so you can later access that content or have content wirelessly pushed to your other Higgins Cloud enabled devices or computers. "Higgins.Ai" as used herein means the product Higgin.ai
REQUIREMENTS FOR USE OF THE SERVICE
The Service is available to individuals aged 13 years or older. If you are 13 or older but under the age of majority in your country of residence, you must review this Agreement with your parent or guardian to make sure that you and your parent or guardian understand it. Parents or guardians should also remind any minors that conversing with
strangers on the Internet can be dangerous and take appropriate precautions to protect children, including monitoring their use of the Service.
To use the Service, you cannot be a person barred from receiving the Service under the laws of the United States or other applicable jurisdictions, including the country in which you reside or from where you use the Service. By accepting this Agreement, you represent that you understand and agree to the foregoing.
Use of the Service requires compatible devices, Internet access, and certain software (fees may apply); may require periodic updates; and may be affected by the performance of these factors. Higgins.Ai reserves the right to limit the number of Accounts that may be created from a device and the number of devices associated with an Account. High speed
Internet access is strongly recommended for use. The latest version of required software is recommended to access the Service and may be required for certain transactions or features. You agree that meeting these requirements, which may change from time to time, is your responsibility.

Use of Location-based Services
Higgins.Ai and its partners and licensors may provide certain features or services through the Service that rely upon device-based location information, which use GPS (where available), along with crowd sourced Wi-Fi hotspot and cell tower locations. To provide such features or services, where available, Higgins.Ai and its partners and licensors must collect, use, transmit, process and maintain your location data, including but not limited to the geographic location of your device and information related to your Higgins Cloud account (“Account”) and any devices registered thereunder, including but not limited to your Higgins.Ai ID, device ID and name, and device type. You hereby agree and consent to Higgins.Ai's and its partners' and licensors' collection, use, transmission, processing and maintenance of such location and account data to provide and improve such features or services.
When using third party services that use or provide location data as part of the Service, you are subject to and should review such third party's terms and privacy policy on use of location data by such third party services. Any location data provided by the Service is not intended to be relied upon in situations where precise location information is needed or where erroneous, inaccurate, time-delayed or incomplete location data may lead to death, personal injury, property or environmental damage. Higgins.Ai shall use reasonable skill and due care in providing the Service, but neither Higgins.Ai nor any of its content providers guarantees the availability, accuracy, completeness, reliability, or timeliness of location data or any other data displayed by the Service.
Backup
Automatic backup is available for devices, and occurs periodically, when the device is screen locked, connected to a power source, and connected to the Internet via a Wi-Fi network. Higgins Cloud will store your last three backups; however, if a device has not backed up to Higgins Cloud for a period of one hundred and eighty (180) days, Higgins.Ai reserves the right to delete the backups associated with that device. Backup is limited to device settings, device characteristics, photos and videos, messages, ringtones, app data, location settings (such as location-based reminders that you have set up), and Home screen and app organization. Content purchased from the App Store, or
Bookstore is not backed up, but may be eligible for download from those services, subject to account requirements, availability, and the applicable terms and conditions. Media obtained from other sources are not backed up.  Your Higgins Cloud email, contacts,
calendars, bookmarks, and documents are stored in, and can be accessed from, Higgins Cloud. Higgins.Ai shall use reasonable skill and due care in providing the Service, but, TO THE GREATEST EXTENT PERMISSIBLE BY APPLICABLE LAW, HIGGINS.AI DOES NOT GUARANTEE OR WARRANT THAT ANY CONTENT YOU MAY STORE OR ACCESS THROUGH THE SERVICE WILL NOT BE SUBJECT TO INADVERTENT DAMAGE, CORRUPTION, LOSS, OR REMOVAL IN ACCORDANCE WITH THE TERMS OF THIS
AGREEMENT, AND HIGGINS.AI SHALL NOT BE RESPONSIBLE SHOULD SUCH DAMAGE, CORRUPTION, LOSS, OR REMOVAL OCCUR. It is your responsibility to maintain appropriate alternate backup of your information and data.

Changing the Service
Higgins.Ai reserves the right to modify or terminate the Service (or any part thereof), either temporarily or permanently.
Higgins.Ai may post on our website and/or will send an email to the primary address associated with your Account to
provide notice of any material changes to the Service. It is your responsibility to check your Higgins Cloud email address and/or primary email address registered with Higgins.Ai for any such notices. You agree that Higgins.Ai shall not be liable to you or any third party for any modification or cessation of the Service. If you have paid to use the Service and we terminate it or materially downgrade its functionality, we will provide you with a pro rata refund of any pre-payment.

Limitations on Use
You agree to use the Service only for purposes as permitted by this Agreement and any applicable law, regulation, or generally accepted practice in the applicable jurisdiction. Your Account is allocated 5GB of storage capacity as described in the Higgins Cloud feature pages. Additional storage is available for purchase, as described below. Exceeding any
applicable or reasonable limitation of bandwidth, or storage capacity (for example, backup or email account space) is prohibited and may prevent you from backing up to Higgins Cloud, adding documents, or receiving new email sent to your Higgins Cloud email address. If your use of the Service or other behavior intentionally or unintentionally threatens Higgins.Ai’s ability to provide the Service or other systems, Higgins.Ai shall be entitled to take all reasonable steps to protect the Service
and Higgins.Ai’s systems, which may include suspension of your access to the Service. Repeated violations of the limitations may result in termination of your Account.

Availability of the Service
The Service, or any feature or part thereof, may not be available in all languages or in all countries and Higgins.Ai makes no representation that the Service, or any feature or part thereof, is appropriate or available for use in any particular location. To the extent you choose to access and use the Service, you do so at your own initiative and are responsible for compliance with any applicable laws, including, but not limited to, any applicable local laws.

Public Beta
From time to time, Higgins.Ai may choose to offer new and/or updated features of the Service (the “Beta Features”) as part of a Public Beta Program (the “Program”) for the purpose of providing Higgins.Ai with feedback on the quality and usability of the Beta Features. You understand and agree that your participation in the Program is voluntary and does not create a legal partnership, agency, or employment relationship between you and Higgins.Ai, and that Higgins.Ai is not obligated to provide you with any Beta Features. Higgins.Ai may make such Beta Features available to Program participants by online registration or enrollment via the Service. You understand and agree that Higgins.Ai may collect and use certain information from your Account, devices and peripherals in order to enroll you in a Program and/or determine your eligibility to participate. You understand that once you enroll in a Program you may be unable to revert back to the earlier non-beta version of a given Beta Feature. In the event such reversion is possible, you may not be able to migrate data created within the Beta Feature back to the earlier non-beta version. Your use of the Beta Features and participation in the Program is governed by this Agreement and any additional license terms that may separately accompany the Beta Features. The Beta Features are provided on an “AS IS” and “AS AVAILABLE” basis and may contain errors or inaccuracies that could cause failures, corruption or loss of data and/or information from your device and from peripherals (including, without limitation, servers and computers) connected thereto. Higgins.Ai strongly encourages you to backup all
data and information on your device and any peripherals prior to participating in any Program. You expressly acknowledge and agree that all use of the Beta Features is at your sole risk. YOU ASSUME ALL RISKS AND ALL COSTS ASSOCIATED WITH YOUR PARTICIPATION IN ANY PROGRAM, INCLUDING, WITHOUT LIMITATION, ANY INTERNET ACCESS FEES, BACKUP EXPENSES, COSTS INCURRED FOR THE USE OF YOUR DEVICE AND PERIPHERALS, AND ANY DAMAGE TO ANY EQUIPMENT, SOFTWARE, INFORMATION OR DATA.
Higgins.Ai may or may not provide you with technical and/or other
support for the Beta Features. If support is provided it will be in addition to your normal support coverage for the Service and only available through the Program. You agree to abide by any support rules or policies that Higgins.Ai provides
to you in order to receive any such support. Higgins.Ai reserves the right to modify the terms, conditions or policies of the Program (including ceasing the Program) at any time with or without notice, and may revoke your participation in the Program at any time. You acknowledge that Higgins.Ai has no obligation to provide a commercial version of the Beta Features, and that should such a commercial version be made available, it may have features or functionality different
than that contained in the Beta Features. As part of the Program, Higgins.Ai will provide you with the opportunity to submit comments, suggestions, or other feedback regarding your use of the Beta Features. You agree that in the absence of a separate written agreement to the contrary, Higgins.Ai will be free to use any feedback you provide for any purpose.

Subscription Storage Upgrades
Additional storage is available for purchase on a subscription basis.

Fees
The Service accepts credit cards and certain payment accounts (where available) for payment, and will automatically charge the payment method associated with your Higgins.Ai ID (e.g., the payment method you use to shop on the App Store, or Bookstore, if available). Higgins.Ai may obtain preapproval for an amount up to the amount of the transaction. Storage upgrade fees are billed annually, in advance of provision of the service. Billing occurs at the time of
or shortly after your transaction. You agree that you will pay for the upgrades you purchase through the Service, and that Higgins.Ai may charge your credit card or payment account for any upgrades purchased and for any additional amounts (including any taxes and late fees, as applicable) that may be accrued by or in connection with your Account, and that Higgins.Ai may continue to charge your credit card or payment account for all fees or charges associated with your subscription on an annual basis until you change or cancel the subscription. This means that unless you change or
cancel your subscription prior to the next annual billing date, we will charge your credit card or payment account the then-current fees on that next annual billing date.
About thirty (30) days prior to your annual billing date, we will notify you by email to the email address associated with your Higgins.Ai ID that your Account is about to be billed and to remind you that your credit card or payment account will be billed the indicated fees on the annual billing date. You can change your subscription by upgrading or downgrading your storage under the Higgins Cloud section of Settings on your device, or under the Higgins Cloud pane of the Apps Store. The applicable storage fee for an upgraded storage plan will take effect immediately; downgrades to your storage plan will take effect on the next annual billing date. YOU ARE RESPONSIBLE FOR THE TIMELY PAYMENT OF ALL FEES AND FOR PROVIDING HIGGINS.AI WITH VALID CREDIT CARD OR PAYMENT ACCOUNT DETAILS FOR PAYMENT OF ALL FEES. All fees will be billed to the credit card or payment account you designate during the registration process. If Higgins.Ai is unable to successfully charge your credit card or payment account for fees due, Higgins.Ai reserves the right to revoke or restrict access to your stored Content, delete your stored Content, or terminate your Account. If you want to designate a different credit card or payment account or if there is a change in your credit card or payment account status, you must change your information online in the Account
Information section of Higgins Cloud; this may temporarily disrupt your access to the Services while Higgins.Ai verifies your new payment information.
Your total price will include the price of the upgrade plus any applicable credit card fees and any sales, use, goods and services (GST), value added (VAT), or other similar tax, under applicable law and based on the tax rate in effect at the time you purchase the upgrade. We will charge tax when required to do so under the tax rules applicable to the Service.
Account Information and Billing Inquiries
You may consult your Account management page on your device for details on your Account information including payment method and billing currency. Higgins.Ai will send an electronic invoice to the email address associated with your
Higgins.Ai ID whenever any Service fees are charged to your Account. If you believe you have been billed in error for the Service please try and notify us within 45 days of the billing date by contacting Higgins Cloud Support at
www.Higgins.Ai.com/support/Higgins Cloud.

Cancellations and Refunds
All fees and charges paid by you in relation to the Service are nonrefundable, except as required by law or as otherwise stated herein. You may contact Higgins.Ai for a full refund within 15 days of an initial upgrade purchase or within 45 days
of a subsequent yearly payment. To request a refund as described herein go to www.Higgins.Ai.com/support/Higgins Cloud for more details. Applicable local law may vary this policy. Please contact Higgins Cloud Support for details.
You can cancel your subscription by downgrading your storage to the free 5GB plan under Storage Plan in your Higgins Cloud
Account Information on your device, from your Higgins Cloud Account view in the App Store.  Your paid subscription will be cancelled on your next annual billing date. Partial refunds are available where required by law.

Changes in Price
Higgins.Ai may at any time, upon notice required by applicable law, change the price of the storage upgrades or any part thereof, or institute new charges or fees. Price changes and institution of new charges implemented during your subscription billing year will apply to subsequent subscription billing years and to all new subscribers after the effective date of the change. If you do not agree to any such price changes, then you must cancel and stop using the storage upgrade.

Your Use of the Service
Your Account
As a registered user of the Service, you may establish an Account. Don’t reveal your Account information to anyone else. You are solely responsible for maintaining the confidentiality and security of your Account and for all activities that occur on or through your Account, and you agree to immediately notify Higgins.Ai of any security breach of your
Account. You further acknowledge and agree that the Service is designed and intended for personal use on an individual basis and you should not share your Account and/or password details with another individual. Provided we have exercised reasonable skill and due care, Higgins.Ai shall not be responsible for any losses arising out of the
unauthorized use of your Account resulting from you not following these rules.
In order to use the Service, you must enter your Higgins.Ai ID and password to authenticate your Account. You agree to provide accurate and complete information when you register with, and as you use, the Service (“Service Registration Data”), and you agree to update your Service Registration Data to keep it accurate and complete. Failure to provide accurate, current and complete Service Registration Data may result in the suspension and/or termination of your Account. You agree that Higgins.Ai may store and use the Service Registration Data you provide for use in maintaining and
billing fees to your Account.

Additional Obligations or Terms of Use
Particular components or features of the Service provided by Higgins.Ai and/or its licensors, including but not limited to the ability to download previous purchases and iTunes Match (additional fees apply), require separate software or other license agreements or terms of use. You must read, accept, and agree to be bound by any such separate agreement as a condition of using these particular components or features of the Service.

No Conveyance
Nothing in this Agreement shall be construed to convey to you any interest, title, or license in an Higgins.Ai ID, email address, domain name, iChat ID, or similar resource used by you in connection with the Service.

No Right of Survivorship
You agree that your Account is non-transferable and that any rights to your Higgins.Ai ID or Content within your Account terminate upon your death. Upon receipt of a copy of a death certificate your Account may be terminated and all Content within your Account deleted. Contact Higgins Cloud Support at www.Higgins.AIIncorporated.com/support/Higgins Cloud for further assistance.

No Resale of Service
You agree that you will not reproduce, copy, duplicate, sell, resell, rent or trade the Service (or any part thereof) for any purpose.

Higgins.Ai Privacy Policy
You understand that by using the Service, you consent and agree to the collection and use of certain information about you and your use of the Service in accordance with Higgins.Ai’s Privacy Policy. You further consent and agree that Higgins.Ai
may collect, use, transmit, process and maintain information related to your Account, and any devices or computers registered thereunder, for purposes of providing the Service, and any features therein, to you. Information collected by Higgins.Ai when you use the Service may also include technical or diagnostic information related to your use that may be used by Higgins.Ai to support, improve and enhance Higgins.Ai’s products and services. For more information please read our
full privacy policy at http://www.Higgins.Ai.com/privacy/. You further understand and agree that this information may be transferred to the United States and/or other countries for storage, processing and use by Higgins.Ai, its affiliates, and/or their service providers. Please note that personal information regarding individuals who reside in a member state of the European Economic Area (EEA) is jointly controlled by Higgins.Ai Distribution International in Cork, Ireland, and Higgins.Ai UK Limited in Uxbridge, United Kingdom.

Content and Your Conduct
Content
"Content" means any information that may be generated or encountered through use of the Service, such as data files, device characteristics, written text, software, music, graphics, photographs, images, sounds, videos, messages and any other like materials. You understand that all Content, whether publicly posted or privately transmitted on the Service is the sole responsibility of the person from whom such Content originated. This means that you, and not Higgins.Ai, are solely responsible for any Content you upload, download, post, email, transmit, store or otherwise make available
through your use of the Service. You understand that by using the Service you may encounter Content that you may find offensive, indecent, or objectionable, and that you may expose others to Content that they may find objectionable.
Higgins.Ai does not control the Content posted via the Service, nor does it guarantee the accuracy, integrity or quality of such Content. You understand and agree that your use of the Service and any Content is solely at your own risk.

Your Conduct
You agree that you will NOT use the Service to:
a. upload, download, post, email, transmit, store or otherwise make available any Content that is unlawful, harassing, threatening, harmful, tortious, defamatory, libelous, abusive, violent, obscene, vulgar, invasive of another’s privacy, hateful, racially or ethnically offensive, or otherwise objectionable;
b. stalk, harass, threaten or harm another;
c. if you are an adult, request personal or other information from a minor (any person under the age of 18 or such other age as local law defines as a minor) who is not personally known to you, including but not limited to any of the following: full name or last name, home address, zip/postal code, telephone number, picture, or the names of the minor's school, church, athletic team or friends;
d. pretend to be anyone, or any entity, you are not — you may not impersonate or misrepresent yourself as another person (including celebrities), entity, another Higgins Cloud user, an Higgins.Ai employee, or a civic or government leader, or
otherwise misrepresent your affiliation with a person or entity (Higgins.Ai reserves the right to reject or block any Higgins.Ai ID or email address which could be deemed to be an impersonation or misrepresentation of your identity, or a
misappropriation of another person's name or identity);
e. engage in any copyright infringement or other intellectual property infringement (including uploading any content to which you do not have the right to upload), or disclose any trade secret or confidential information in violation of a confidentiality, employment, or nondisclosure agreement;
f. post, send, transmit or otherwise make available any unsolicited or unauthorized email messages, advertising, promotional materials, junk mail, spam, or chain letters, including, without limitation, bulk commercial advertising and informational announcements;
g. forge any TCP-IP packet header or any part of the header information in an email or a news group posting, or otherwise putting information in a header designed to mislead recipients as to the origin of any Content transmitted through the Service (“spoofing");
h. upload, post, email, transmit, store or otherwise make available any material that contains viruses or any other computer code, files or programs designed to harm, interfere or limit the normal operation of the Service (or any part thereof), or any other computer software or hardware;
i. interfere with or disrupt the Service (including accessing the Service through any automated means, like scripts or web crawlers), or any servers or networks connected to the Service, or any policies, requirements or regulations of networks connected to the Service (including any unauthorized access to, use or monitoring of data or traffic thereon);
j. plan or engage in any illegal activity; and/or
k. gather and store personal information on any other users of the Service to be used in connection with any of the foregoing prohibited activities.

Removal of Content
You acknowledge that Higgins.Ai is not responsible or liable in any way for any Content provided by others and has no duty to pre-screen such Content. However, Higgins.Ai reserves the right at all times to determine whether Content is appropriate and in compliance with this Agreement, and may pre-screen, move, refuse, modify and/or remove Content at any time, without prior notice and in its sole discretion, if such Content is found to be in violation of this Agreement or is otherwise objectionable.

Backup Your Content
You are responsible for backing up, to your own computer or other device, any important documents, images or other Content that you store or access via the Service. Higgins.Ai shall use reasonable skill and due care in providing the Service,
but Higgins.Ai does not guarantee or warrant that any Content you may store or access through the Service will not be subject to inadvertent damage, corruption or loss.

Access to Your Account and Content
Higgins.Ai reserves the right to take steps Higgins.Ai believes are reasonably necessary or appropriate to enforce and/or verify compliance with any part of this Agreement. You acknowledge and agree that Higgins.Ai may, without liability to you, access, use, preserve and/or disclose your Account information and Content to law enforcement authorities, government officials, and/or a third party, as Higgins.Ai believes is reasonably necessary or appropriate, if legally required to do so or if we have a good faith belief that such access, use, disclosure, or preservation is reasonably necessary to:
(a) comply with legal process or request; (b) enforce this Agreement, including investigation of any potential violation thereof; (c) detect, prevent or otherwise address security, fraud or technical issues; or (d) protect the rights, property or safety of Higgins.Ai, its users, a third party, or the public as required or permitted by law.

Copyright Notice - DMCA
If you believe that any Content in which you claim copyright has been infringed by anyone using the Service, please contact Higgins.Ai's Copyright Agent as described in our Copyright Policy at http://www.Higgins.AI/legal/trademark/claimsofcopyright.html. Higgins.Ai may, in its sole discretion, suspend and/or terminate Accounts of users that are found to be repeat infringers.

Violations of this Agreement
If while using the Service, you encounter Content you find inappropriate, or otherwise believe to be a violation of this Agreement, you may report it by sending an email to abuse@deum.ca

Content Submitted or Made Available by You on the Service License from You
Except for material we may license to you, Higgins.Ai does not claim ownership of the materials and/or Content you submit or make available on the Service. However, by submitting or posting such Content on areas of the Service that are accessible by the public or other users with whom you consent to share such Content, you grant Higgins.Ai a worldwide, royalty-free, non-exclusive license to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and publicly display such Content on the Service solely for the purpose for which such Content was submitted or made available, without any compensation or obligation to you. You agree that any Content submitted or posted by you shall be your sole responsibility, shall not infringe or violate the rights of any other party or violate any laws, contribute to or encourage infringing or otherwise unlawful conduct, or otherwise be obscene, objectionable, or in poor taste. By
submitting or posting such Content on areas of the Service that are accessible by the public or other users, you are representing that you are the owner of such material and/or have all necessary rights, licenses, and authorization to distribute it.

Changes to Content
You understand that in order to provide the Service and make your Content available thereon, Higgins.Ai may transmit your Content across various public networks, in various media, and modify or change your Content to comply with technical
requirements of connecting networks or devices or computers. You agree that the license herein permits Higgins.Ai to take any such actions.

Trademark Information
Higgins.Ai, the Higgins.Ai logo, Higgins Cloud, the Higgins Cloud logo and other Higgins.Ai trademarks, service marks, graphics, and logos used in connection with the Service are trademarks or registered trademarks of Higgins.Ai Inc. in the US and/or other countries. A list of Higgins.Ai's trademarks can be found here - http://www.Higgins.AI /legal/trademark/Higgins.Aitmlist.html. Other trademarks, service marks, graphics, and logos used in connection with the Service may be the trademarks of their respective owners. You are granted no right or license in any of the aforesaid trademarks, and further agree that you
shall not remove, obscure, or alter any proprietary notices (including trademark and copyright notices) that may be affixed to or contained within the Service.

Software
Higgins.Ai’s Proprietary Rights You acknowledge and agree that Higgins.Ai and/or its licensors own all legal right, title and interest in and to the Service,
including but not limited to graphics, user interface, the scripts and software used to implement the Service, and any software provided to you as a part of and/or in connection with the Service (the “Software”), including any and all intellectual property rights that exist therein, whether registered or not, and wherever in the world they may exist. You
further agree that the Service (including the Software, or any other part thereof) contains proprietary and confidential information that is protected by applicable intellectual property and other laws, including but not limited to copyright.
You agree that you will not use such proprietary information or materials in any way whatsoever except for use of the Service in compliance with this Agreement. No portion of the Service may be reproduced in any form or by any means, except as expressly permitted in these terms.

License From Higgins.Ai
Higgins.Ai grants you a personal, non-exclusive, non-transferable, limited license to use the Software as provided to you by Higgins.Ai as a part of the Service and in accordance with this Agreement; provided that you do not (and do not permit anyone else to) copy, modify, rent, loan, distribute, create a derivative work of, reverse engineer, decompile, or otherwise attempt to discover the source code (unless expressly permitted or required by law), sell, lease, sublicense, assign, grant a security interest in or otherwise transfer any right in the Software, and you shall not exploit the Service in any unauthorized way whatsoever, including, but not limited to, by trespass or burdening network capacity. THE USE OF THE SOFTWARE OR ANY PART OF THE SERVICE, EXCEPT FOR USE OF THE SERVICE AS PERMITTED IN THIS AGREEMENT, IS STRICTLY PROHIBITED AND INFRINGES ON THE INTELLECTUAL PROPERTY RIGHTS OF OTHERS AND MAY SUBJECT YOU TO CIVIL AND CRIMINAL PENALTIES, INCLUDING POSSIBLE MONETARY DAMAGES, FOR COPYRIGHT INFRINGEMENT.

Export Control
Use of the Service and Software, including transferring, posting, or uploading data, software or other Content via the Service, may be subject to the export and import laws of the United States and other countries. You agree to comply with all applicable export and import laws and regulations. In particular, but without limitation, the Software may not be exported or re-exported (a) into any U.S. or Canadian embargoed countries or (b) to anyone on the Treasury Department's list of Specially Designated Nationals or the Department of Commerce Denied Person’s List or Entity List. By using the Software or Service, you represent and warrant that you are not located in any such country or on any such list. You
also agree that you will not use the Software or Service for any purposes prohibited by United States law, including, without limitation, the development, design, manufacture or production of missiles, nuclear, chemical or biological weapons. You further agree not to upload to your Account any data or software that cannot be exported without prior written government authorization, including, but not limited to, certain types of encryption software, without first obtaining that authorization. This assurance and commitment shall survive termination of this Agreement.

Updates
As part of the Service, you may from time to time receive updates to the Software from Higgins.Ai which may be automatically downloaded and installed to your device or computer. These updates may include bug fixes, feature enhancements or improvements, or entirely new versions of the Software. You agree that Higgins.Ai may automatically deliver such updates to you as part of the Service and you shall receive and install them as required.

Termination
Termination by You.
Termination of the service implies the Hardware, Software and all other agreements are to be terminated and the equipment returned to Higgins.Ai at  147 Liberty St. Toronto, Ontario, Canada M6K3.
Termination of your Account shall not relieve you of any obligation to pay any accrued fees, penalties or charges.

Termination by Higgins.Ai
Higgins.Ai may at any time, under certain circumstances and without prior notice, immediately terminate or suspend all or a portion of your Account and/or access to the Service. Cause for such termination shall include: (a) violations of this Agreement or any other policies or guidelines that are referenced herein and/or posted on the Service; (b) a request by you to cancel or terminate your Account; (c) a request and/or order from law enforcement, a judicial body, or other government agency; (d) where provision of the Service to you is or may become unlawful; (e) unexpected technical or security issues or problems; (f) your participation in fraudulent or illegal activities; or (g) failure to pay any fees owed by you in relation to the Service. Any such termination or suspension shall be made by Higgins.Ai in its sole discretion and
Higgins.Ai will not be responsible to you or any third party for any damages that may result or arise out of such termination or suspension of your Account and/or access to the Service. In addition, Higgins.Ai may terminate your Account upon prior notice via email to the address associated with your Account if (a) your Account has been inactive for one (1) year; or (b) there is a general discontinuance or material modification to the Service or any part thereof. Any such termination or suspension shall be made by Higgins.Ai in its sole discretion and Higgins.Ai will not be responsible to you or any third party for any damages that may result or arise out of such termination or suspension of your Account and/or access to the Service, though it will refund pro rata any pre-paid fees or amounts.

Effects of Termination
Upon termination of your Account you will lose all access to the Service and any portions thereof, including, but not limited to, your Account, Higgins.Ai ID, email account, and Content. In addition, after a period of time, Higgins.Ai will delete
information and data stored in or as a part of your account(s). Any individual components of the Service that you may have used subject to separate software license agreements will also be terminated in accordance with those license agreements.

Links and Other Third Party Materials
Links
Certain Content, components or features of the Service may include materials from third parties and/or hyperlinks to other web sites, resources or Content. Because Higgins.Ai may have no control over such third party sites and/or materials,
you acknowledge and agree that Higgins.Ai is not responsible for the availability of such sites or resources, and does not endorse or warrant the accuracy of any such sites or resources, and shall in no way be liable or responsible for any Content, advertising, products or materials on or available from such sites or resources. You further acknowledge and agree that Higgins.Ai shall not be responsible or liable in any way for any damages you incur or allege to have incurred, either directly or indirectly, as a result of your use and/or reliance upon any such Content, advertising, products or
materials on or available from such sites or resources.

Disclaimer of Warranties
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, AS SUCH, TO THE EXTENT SUCH EXCLUSIONS ARE SPECIFICALLY PROHIBITED BY APPLICABLE LAW, SOME OF THE EXCLUSIONS SET FORTH BELOW MAY
NOT APPLY TO YOU. HIGGINS.AI SHALL USE REASONABLE SKILL AND DUE CARE IN PROVIDING THE SERVICE. THE FOLLOWING DISCLAIMERS ARE
SUBJECT TO THIS EXPRESS WARRANTY. HIGGINS.AI DOES NOT GUARANTEE, REPRESENT, OR WARRANT THAT YOUR USE OF THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE, AND YOU AGREE THAT FROM TIME TO TIME HIGGINS.AI MAY REMOVE THE SERVICE FOR INDEFINITE PERIODS OF
TIME, OR CANCEL THE SERVICE IN ACCORDANCE WITH THE TERMS OF THIS AGREEMENT. YOU EXPRESSLY UNDERSTAND AND AGREE THAT THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.
HIGGINS.AI AND ITS AFFILIATES, SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS
EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. IN PARTICULAR, HIGGINS.AI AND ITS AFFILIATES, SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS MAKE NO WARRANTY THAT (I) THE SERVICE WILL MEET YOUR REQUIREMENTS; (II) YOUR USE OF THE SERVICE WILL BE TIMELY, UNINTERRUPTED, SECURE OR ERROR-FREE; (III) ANY INFORMATION OBTAINED BY YOU AS A RESULT OF THE SERVICE WILL BE ACCURATE OR RELIABLE; AND (IV) ANY DEFECTS OR ERRORS IN THE SOFTWARE PROVIDED TO YOU AS PART OF THE SERVICE WILL BE CORRECTED.
HIGGINS.AI DOES NOT REPRESENT OR GUARANTEE THAT THE SERVICE WILL BE FREE FROM LOSS, CORRUPTION, ATTACK, VIRUSES, INTERFERENCE, HACKING, OR OTHER SECURITY INTRUSION, AND HIGGINS.AI DISCLAIMS ANY LIABILITY RELATING THERETO. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR DEVICE, COMPUTER, OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. YOU FURTHER ACKNOWLEDGE THAT THE SERVICE IS NOT INTENDED OR SUITABLE FOR USE IN SITUATIONS OR ENVIRONMENTS WHERE THE FAILURE OR TIME
DELAYS OF, OR ERRORS OR INACCURACIES IN, THE CONTENT, DATA OR INFORMATION PROVIDED BY THE SERVICE COULD LEAD TO DEATH, PERSONAL INJURY, OR SEVERE PHYSICAL OR ENVIRONMENTAL DAMAGE.

Limitation of Liability
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY BY SERVICE PROVIDERS. TO THE EXTENT SUCH EXCLUSIONS OR LIMITATIONS ARE SPECIFICALLY PROHIBITED BY APPLICABLE LAW, SOME OF THE EXCLUSIONS OR LIMITATIONS SET FORTH BELOW MAY NOT APPLY TO YOU.
HIGGINS.AI SHALL USE REASONABLE SKILL AND DUE CARE IN PROVIDING THE SERVICE. THE FOLLOWING LIMITATIONS DO
NOT APPLY IN RESPECT OF LOSS RESULTING FROM (A) HIGGINS.AI'S FAILURE TO USE REASONABLE SKILL AND DUE CARE; (B) HIGGINS.AI'S GROSS NEGLIGENCE, WILFUL MISCONDUCT OR FRAUD; OR (C) DEATH OR PERSONAL INJURY. YOU EXPRESSLY UNDERSTAND AND AGREE THAT HIGGINS.AI AND ITS AFFILIATES, SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT,
INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR OTHER INTANGIBLE LOSSES (EVEN IF HIGGINS.AI HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (I) THE USE OR INABILITY TO USE THE SERVICE (II) ANY CHANGES MADE TO THE SERVICE OR ANY TEMPORARY OR PERMANENT CESSATION OF THE SERVICE OR ANY PART THEREOF; (III) THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (IV) THE DELETION OF, CORRUPTION OF, OR FAILURE TO STORE AND/OR SEND OR RECEIVE YOUR TRANSMISSIONS OR DATA ON OR THROUGH THE SERVICE; (V) STATEMENTS OR CONDUCT OF ANY THIRD
PARTY ON THE SERVICE; AND (VI) ANY OTHER MATTER RELATING TO THE SERVICE.

Indemnity
You agree to defend, indemnify and hold Higgins.Ai, its affiliates, subsidiaries, directors, officers, employees, agents, partners, contractors, and licensors harmless from any claim or demand, including reasonable attorneys’ fees, made by a third party, relating to or arising from: (a) any Content you submit, post, transmit, or otherwise make available
through the Service; (b) your use of the Service; (c) any violation by you of this Agreement; (d) any action taken by Higgins.Ai as part of its investigation of a suspected violation of this Agreement or as a result of its finding or decision that a violation of this Agreement has occurred; or (e) your violation of any rights of another. This means that you cannot sue Higgins.Ai, its affiliates, subsidiaries, directors, officers, employees, agents, partners, contractors, and licensors as a result of its decision to remove or refuse to process any information or Content, to warn you, to suspend or terminate your access to the Service, or to take any other action during the investigation of a suspected violation or as a result of Higgins.Ai’s conclusion that a violation of this Agreement has occurred. This waiver and indemnity provision applies to all violations described in or contemplated by this Agreement. This obligation shall survive the termination or expiration
of this Agreement and/or your use of the Service. You acknowledge that you are responsible for all use of the Service using your Account, and that this Agreement applies to any and all usage of your Account. You agree to comply with this Agreement and to defend, indemnify and hold harmless Higgins.Ai from and against any and all claims and demands arising from usage of your Account, whether or not such usage is expressly authorized by you.

Notices
Higgins.Ai may provide you with notices regarding the Service, including changes to this Agreement, by email to your Higgins Cloud email address (and/or other alternate email address associated with your Account if provided), by regular mail, or by postings on our website and/or the Service.

Governing Law
Except to the extent expressly provided in the following paragraph, this Agreement and the relationship between you and Higgins.Ai shall be governed by the laws of the State of California, excluding its conflicts of law provisions. You and Higgins.Ai agree to submit to the personal and exclusive jurisdiction of the courts located within the Toronto, Ontario, to resolve any dispute or claim arising from this Agreement. If (a) you are not a Canadian citizen; (b) you do not reside in Canada; (c) you are not accessing the Service from U.S.; and (d) you are a citizen of one of the countries identified below, you hereby agree that any dispute or claim arising from this Agreement shall be governed by the applicable law set forth below, without regard to any conflict of law provisions, and you hereby irrevocably submit to the non-exclusive jurisdiction of the courts located in the state, province or country identified below whose law governs:
If you are a citizen of:
Any European Union country or Switzerland, Norway or Iceland

Governing law and forum:
The laws and courts of your usual place of residence
Specifically excluded from application to this Agreement is that law known as the United Nations Convention on the International Sale of Goods.

General
This Agreement constitutes the entire agreement between you and Higgins.Ai, governs your use of the Service and completely replaces any prior agreements between you and Higgins.Ai in relation to the Service. You may also be subject to additional terms and conditions that may apply when you use affiliate services, third-party content, or third-party software. If any part of this Agreement is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect. The failure of Higgins.Ai to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. You agree that, except as otherwise expressly provided in this Agreement, there shall be no third-party beneficiaries to this agreement.

CHANGES
Higgins.Ai reserves the right at any time to modify this Agreement and to impose new or additional terms or conditions on your use of the Service. If you do not agree with them, you must stop using the Service and contact Higgins Cloud Support to
retrieve your Content. Your continued use of the Service will be deemed acceptance of such modifications and additional terms and conditions.

ELECTRONIC CONTRACTING
Your use of the Service includes the ability to enter into agreements and/or to make transactions electronically. YOU ACKNOWLEDGE THAT YOUR ELECTRONIC SUBMISSIONS CONSTITUTE YOUR AGREEMENT AND INTENT TO BE BOUND BY AND TO PAY FOR SUCH AGREEMENTS AND TRANSACTIONS. YOUR AGREEMENT AND INTENT TO BE BOUND BY
ELECTRONIC SUBMISSIONS APPLIES TO ALL RECORDS RELATING TO ALL TRANSACTIONS YOU ENTER INTO ON THIS SERVICE, INCLUDING NOTICES OF CANCELLATION, POLICIES, CONTRACTS, AND APPLICATIONS. In order to access and retain your electronic records, you may be required to have certain hardware and software, which are your sole responsibility.

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